“Dr. Bayer presented his course “money-Mind 101: Financial Management Training for Young Adults” on May 26, 2011 to senior and junior class members at The Birch Wathen Lenox School. Students participated eagerly; the interactive style of the seminar together with the quality of the Power Point presentation stimulates and inspires participants. The Money-Mind 101 Budget Tracker was downloaded during the seminar and a working session was demonstrated. The students craved information, data, and money trivia. A lively discussion ensued regarding peer lending, an all too common high school phenomenon. The students were engaged and interactive throughout the seminar.”