“Dr. Bayer launched his program “Money-Mind 101: Financial Management Training for Young Adults” at The Dalton School on May 6, 2010. The entire senior class participated. The Power Point presentation was riveting. Throughout the seminar students were encouraged to ask questions and voice concerns. The interactive dynamics of the sessions were quite lively! After all money is a hot topic, and we do live in the “Financial Capital of the World.” Money is the back story of history; it created civilization and Democracy. Students received take a-ways, and were apprised of the complimentary download of the Budget Tracker, specifically designed for high school students and college freshmen. The Dalton Staff was exceptionally gracious and helpful.”